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There is no need to spend a lot of money in order to be prepared. You can make sure your family is taken care of and watch the budget at the same time. One of my favorite ways to do this is to shop smartly, watching the trends and making sure that we buy what we need at the right times. By taking advantage of purchased through sales, we can automatically afford the things that we need.

Here are the best things to buy in February that will leave you and your family prepared.

Boats

If you are looking to acquire a boat, you’ll want to be prepared for a purchase this month. That is because two factors are coming together to make boat prices their lowest for the year. The first is that it is now boat season. As boat owners get excited for the new models, they will be looking to sell the ones that they currently have, which means you can buy a good used boat for so much less.

The second reason is that winter is the off-season for boats. With the exception of the latest and greatest models in boats, the demand is down, and this reduces overall prices.

Gas and Charcoal Grills

Not many people think about purchasing gas and charcoal grills in February, which means that if you have the foresight to do so, you’ll get some big discounts. The stores want to unload any grills that did not sell last summer, in order to start putting out the new models. Chances are that your store, has grills in storage, if not on the sales floor, and will give you a hefty discount if you ask.

Cell Phones

Cell phones can be a lifesaver when trying to keep in touch with loved ones. If you need to upgrade your cell phone or get additional phones for other family members, now may be the time. There are a number of two for one deals out there this February.

Winter Clothing

Pickings might be a little more slim than they were last month, but the discounts are even greater. Stock up on extra coats and other winter clothing to protect your family and loved ones. An unexpected idea for winter clothing: most Goodwill stores are offering all winter clothing for $1 on every Tuesday in February.

Be prepared and save money at the same time.

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